1099 vs W2 Calculator
Main calculator for comparing contractor pay with employee salary, taxes, PTO, benefits, and business costs.
Tool directory
Contractor Pay Calculators
Use these free calculators and guides to compare 1099 and W-2 offers, estimate contractor rates, price freelance or consulting work, and understand take-home pay assumptions.
Compare 1099 and W-2 Pay
1099 vs W2 Tax Calculator
Compare payroll tax, self-employment tax, income reserves, benefits, and expenses.
W2 Salary Equivalent Calculator
Convert a contractor rate into a rough W-2 salary equivalent.
Set Contractor, Freelance, and Consulting Rates
1099 Hourly Rate Calculator
Work backward from a salary target to a contractor hourly rate.
Contractor Rate Calculator
Price contract work using billable hours, overhead, benefits, and risk assumptions.
Freelance Hourly Rate Calculator
Estimate a freelance rate that covers unpaid time, software, taxes, and client gaps.
Consultant Rate Calculator
Set a consulting fee based on expertise, utilization, costs, and project risk.
Self Employed Hourly Rate Calculator
Estimate an hourly rate for self-employed work after costs and reserves.
1099 Take Home Pay Calculator
Estimate contractor net pay after expenses, insurance, and tax reserves.
Hiring Cost Comparison
Employee vs Contractor Cost Calculator
Compare W-2 employee costs with contractor costs from an employer perspective.
All calculators provide rough educational estimates only and are not tax, legal, financial, accounting, or employment advice.