1099 vs W2 Calculator
Main calculator for comparing contractor pay with employee salary, taxes, PTO, benefits, and business costs.
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Use these free calculators and guides to compare 1099 and W-2 offers, estimate contractor rates, price freelance or consulting work, and understand take-home pay assumptions.
Main calculator for comparing contractor pay with employee salary, taxes, PTO, benefits, and business costs.
Compare payroll tax, self-employment tax, income reserves, benefits, and expenses.
Convert a contractor rate into a rough W-2 salary equivalent.
Work backward from a salary target to a contractor hourly rate.
Price contract work using billable hours, overhead, benefits, and risk assumptions.
Estimate a freelance rate that covers unpaid time, software, taxes, and client gaps.
Set a consulting fee based on expertise, utilization, costs, and project risk.
Estimate an hourly rate for self-employed work after costs and reserves.
Estimate contractor net pay after expenses, insurance, and tax reserves.
Compare W-2 employee costs with contractor costs from an employer perspective.
All calculators provide rough educational estimates only and are not tax, legal, financial, accounting, or employment advice.